Compare Credit Cards in Singapore

TOP CREDIT CARDS

Benefits  

    • Up to 10% cash rebates on dining and online shopping.
    • Up to 8% cash rebates at SPC, Sheng Siong, Starhub, SP Group and more.
    • Get up to 50% off family attractions and other exclusive deals.
    • Save up to 20.1% on fuel at SPC.
    • Get 0.3% rebates on other spend.

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Signup promo: Get up to $388 cashback with min. spend of S$800 within 60 days from card approval date. Use promo code: 388CASH

on DBS's Secure Website


Signup bonus: Get up to $388 cashback with min. spend of S$800 within 60 days from card approval date. Use promo code: 388CASH

Benefits  

    • 10X rewards points (4 miles per S$1) on online spending except travel
    • Online category includes online shopping, taxi/ride-hailing apps, food delivery, online groceries
    • 10X rewards points (4 miles per S$1) on offline fashion shopping and department stores
    • Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
    • 1X reward point for every S$1 on all other spending
    • No min. spend required
    • Rewards points conversion rates: 4,400 points = S$10 cash rebate, 25,000 points = 10,000 miles
    • 10X rewards are capped at 10,000 points per month i.e. S$1,000 spend
    • 10X rewards excludes travel purchases online and non-fashion purchases offline

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Signup promo: Receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30), or Dyson V8 Slim Fluffy (worth S$509) or Nintendo Switch OLED (worth S$549) or S$300 cash via PayNow

on Citi's Secure Website


Signup bonus: Receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30), or Dyson V8 Slim Fluffy (worth S$509) or Nintendo Switch OLED (worth S$549) or S$300 cash via PayNow

    • Local / PR minimum annual income $S$30,000
    • Non-local minimum annual income $S$42,000
    • See additional details for Citi Rewards Card

Benefits  

    • Get up to 10% cash rebate on the following 5 categories: groceries, health and beauty, convenience stores, transport, and food delivery
    • Enjoy a 10% cash rebate on Grab services, Dairy Farm Group merchants (e.g. Cold Storage, Giant, Guardian, 7-Eleven), and UOB Travel Planner transactions (total of up to 10%)
    • Up to 5% cash rebate on all other retail spend
    • Up to 6% cash rebate on Singapore Power utilities payment
    • Up to 10% SMART$ rebate at over 300 merchants across 3 categories: dining, shopping, and groceries
    • Petrol savings of up to 21.15% at Shell and 24% at SPC
    • Enjoy up to 2.5% p.a. interest on your UOB One savings account as you spend on your credit card

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Signup promo: Get a S$350 Grab Voucher (Valid for first 200 new-to-UOB Cardmember)

on UOB's Secure Website


Signup bonus: Get a S$350 Grab Voucher (Valid for first 200 new-to-UOB Cardmember)

    • Local / PR minimum annual income $
    • Non-local minimum annual income $
    • See additional details for One Card

Benefits  

    • Enjoy 2x more cashback of up to S$160.
    • Enjoy 3% cashback on pharmacy, streaming and EV charging.
    • Enjoy 5% cashback on dining and food delivery.

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on OCBC's Secure Website


    • Local / PR minimum annual income $30000
    • Non-local minimum annual income $45000
    • See additional details for 365 Credit Card

Benefits  

    • 6% cashback on dining at restaurants, cafes, fast food eateries, and caterers (local & overseas)
    • 8% cashback on grocery shopping, both online and at major supermarkets (local & overseas)
    • Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending
    • Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
    • Up to S$1 million travel insurance coverage when you charge your travel tickets to this card
    • 0.25% cashback for all other spending, even if you do not meet the min. monthly spend
    • Note: Min. monthly spend of S$800 required to earn bonus cashback. There is a S$80 combined cashback cap across all categories

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Signup promo: Receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30), or Dyson V8 Slim Fluffy (worth S$509) or Nintendo Switch OLED (worth S$549) or S$300 cash via PayNow

on Citi's Secure Website


Signup bonus: Receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30), or Dyson V8 Slim Fluffy (worth S$509) or Nintendo Switch OLED (worth S$549) or S$300 cash via PayNow

    • Local / PR minimum annual income $S$30,000
    • Non-local minimum annual income $S$42,000
    • See additional details for Citi Cash Back Card

Benefits  

    • Up to 4% Cashback on what you want, every time
    • Get up to 4% cashback when you spend on online food delivery, local transport and in foreign currency (including online purchases).
    • No foreign exchange fee when you primary link your DBS Visa Debit Card to My Account.

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Signup promo: Up to S$20 Bus/MRT rebates every month: Register for Ride for Free with DBS/POSB Debit Cards monthly on DBS PayLah! when you pay for groceries and shopping with your DBS/POSB Debit Cards. Limited to first 100,000 registrants every month till 30 April 2024

on DBS's Secure Website


Signup bonus: Up to S$20 Bus/MRT rebates every month: Register for Ride for Free with DBS/POSB Debit Cards monthly on DBS PayLah! when you pay for groceries and shopping with your DBS/POSB Debit Cards. Limited to first 100,000 registrants every month till 30 April 2024

Benefits  

    • HSBC Visa Platinum Credit Card is a high cashback rewards credit card, with no annual fees - ideal for families as you can get 5% cash rebate on categories like dining, groceries and fuel. Important to note would be the minimum spending requirement of S$600 per calendar quarter to qualify for rebates and the S$250 rebate cap per calendar quarter.

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Signup promo: Get a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth $680), OR $150 cashback with min. spend of S$1000 and provide marketing consent upon applying for this card.

on HSBC's Secure Website


Signup bonus: Get a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth $680), OR $150 cashback with min. spend of S$1000 and provide marketing consent upon applying for this card.

Benefits  

    • Up to S$200 Cashback per quarter
    • 0.5%-3% Cashback rates
    • Enjoy exclusive shopping, dining and entertainment privileges.
    • 1 year annual fee waiver
    • Personalised interest rates as low as 12% p.a. or up to 24.455% p.a.

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Signup promo: Apply now and choose from: (a) $138 cashback, (b) $150 Caltex StarCash card or (c) $150 in Uber credits.

on standard-chartered's Secure Website


Signup bonus: Apply now and choose from: (a) $138 cashback, (b) $150 Caltex StarCash card or (c) $150 in Uber credits.

    • Local / PR minimum annual income $30,000
    • Non-local minimum annual income $60,000
    • See additional details for Manhattan World MasterCard

Benefits  

    • Up to 15% savings on coffee
    • Up to 7% savings on groceries
    • Up to 5% savings on toys and books
    • Redeem your SMRT$ for vouchers and free rides
    • No convenience fee charge for EZ-Reload Auto Top
    • Save more with SMRT$ and Citi Rebate

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Signup promo: S$120 Cashback

on Citi's Secure Website


Signup bonus: S$120 Cashback

    • Local / PR minimum annual income $S$30,000
    • Non-local minimum annual income $S$42,000
    • See additional details for SMRT Platinum Visa

Benefits  

    • 1.2 miles per S$1 spent locally
    • 2 miles per S$1 spent in foreign currency
    • Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates
    • Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
    • Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll
    • 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide
    • Up to S$1 million travel insurance coverage when you charge your travel tickets to this card
    • NOTE: Admin fee of S$25 (excluding GST) for each conversion of CitiMiles to frequent flyer miles. Service fee applies to Citi PayAll facility.

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Signup promo: Receive a Dyson Supersonic (worth S$699), or Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or Dyson V8 Slim Fluffy (worth S$509) or S$300 cash via PayNow

on Citi's Secure Website


Signup bonus: Receive a Dyson Supersonic (worth S$699), or Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or Dyson V8 Slim Fluffy (worth S$509) or S$300 cash via PayNow

Benefits  

    • Earn 2 Membership Rewards Points for every S$1.60 spent
    • Enjoy complimentary dishes from the comfort of your home when you pick up takeaway offers from the Gourmet Takeout programme
    • Up to 50% savings at selected restaurants in Singapore and around the globe
    • Permanent waiver of miles transfer fee (worth S$40)
    • Annual fee: S$321 (inclusive of GST) must be paid to enjoy welcome offers
    • Min. income requirement for Singaporeans/PRs: S$50,000 p.a.

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Signup promo: Choice of a Sony HT-S20R 5.1ch Home Cinema Soundbar (worth S$302) or S$200 Cash via PayNow

on AMEX's Secure Website


Signup bonus: Choice of a Sony HT-S20R 5.1ch Home Cinema Soundbar (worth S$302) or S$200 Cash via PayNow

Benefits  

    • 8% cashback globally on your 5 preferred cashback categories from the list of 10 options including groceries, dining, entertainment, transport and many other essential categories PLUS Malaysian Ringgit Spend (NEW) with a minimum spend of S$800 per month.
    • Exclusive Fuel Savings of up to 26.45% at Caltex stations with Diamond Sky Fuel Card.
    • 0.3% unlimited cashback on all other purchases.

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on Maybank's Secure Website


    • Local / PR minimum annual income $S$30,000
    • Non-local minimum annual income $S$60,000
    • See additional details for Family & Friends

Benefits  

    • Pick from 7 rewards category to earn 10X UNI$ (or 20 miles) for every S$5 spent.
    • LuxePay: Enjoy 0% 6 or 12-month instalment plan when you purchase your favourite luxury apparels.
    • Complimentary e-Commerce protection on your online purchases.
    • Enjoy SMART$ rebate on your daily essentials, entertainment and shopping.
    • Same day delivery upon card approval.
    • Note: Only available to female customers

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Signup promo: Get up to S$450 worth of Grab Vouchers and lululemon Gift Cards plus a limited-edition silk twilly designed by Tiffany Lovage

on UOB's Secure Website


Signup bonus: Get up to S$450 worth of Grab Vouchers and lululemon Gift Cards plus a limited-edition silk twilly designed by Tiffany Lovage

    • Local / PR minimum annual income $30,000
    • See additional details for Lady's Card

Benefits  

    • 10X rewards points (equivalent to 4 air miles or 2.5% cashback per S$1) on online purchases and contactless payments
    • 1X reward point for every S$1 on all other spending
    • No min. spend required
    • No annual fee
    • Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide
    • For every eligible card approval, HSBC will plant 1 tree in Malaysia/Indonesia/India on behalf of new HSBC Credit Cardholders
    • Note: Cap of 10,000 rewards points per calendar month on eligible purchases
    • Note: Qualifying transactions for 10X rewards points have additional exclusions

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Signup promo: Get a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth $680), OR $150 cashback with min. spend of S$1000 and provide marketing consent upon applying for this card.

on HSBC's Secure Website


Signup bonus: Get a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth $680), OR $150 cashback with min. spend of S$1000 and provide marketing consent upon applying for this card.

    • Local / PR minimum annual income $$30,000
    • Non-local minimum annual income $$40,000
    • See additional details for HSBC Revolution Credit Card

Benefits  

    • Earn up to 3X DBS points
    • Use as a EZ-link card

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Signup promo: Charge a min. of S$500 within the first month from your card approval date to receive up to S$80 worth of Uber rides.

on DBS's Secure Website


Signup bonus: Charge a min. of S$500 within the first month from your card approval date to receive up to S$80 worth of Uber rides.

Benefits  

    • Earn up to 10 miles per S$1 spend on selected online travel agencies.
    • Earn up to 2 miles per S$1 on your retail spend.
    • Best thing is, the miles you earned will never expire!
    • Exclusively for DBS Altitude Visa Signature Card: Complimentary Digital Priority Pass™ Membership and 24/7 Visa digital concierge.

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Signup promo: Get up to 60,000 Miles with min. $3,000 within 60 days of card approval

on DBS's Secure Website


Signup bonus: Get up to 60,000 Miles with min. $3,000 within 60 days of card approval

    • Local / PR minimum annual income $30,000
    • Non-local minimum annual income $45,000
    • See additional details for Altitude Visa signature

Benefits  

    • For customers with UOB Savings or current account
    • ATM, NETS, FlashPay enabled

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on UOB's Secure Website


Benefits  

    • Annual Fee of S$171.20 waived for the first year
    • Enjoy 3% Cashback for the first 6 months up to S$5,000 spend
    • 1.5% Cashback on subsequent eligible purchases with no minimum spend and no earn cap
    • Eligible for use with Apple Pay

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Signup promo: Upsized S$200 cash via paynow (*fulfilled by SingSaver)

on AMEX's Secure Website


Signup bonus: Upsized S$200 cash via paynow (*fulfilled by SingSaver)

    • Local / PR minimum annual income $30,000
    • Non-local minimum annual income $60,000
    • See additional details for True Cashback Card

Benefits  

    • 10X UNI$ on online shopping and entertainment
    • 10X UNI$ on Visa PayWave

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on UOB's Secure Website


Benefits  

    • Earn 6 miles per S$1 spent on major airlines and hotels booked through Expedia, UOB Travel, and Agoda
    • 2.4 miles for every S$1 spent overseas, 1.4 miles for every S$1 spent locally
    • No minimum spend and cap on miles earned at all times
    • Complimentary travel insurance of up to S$500,000
    • Earn up to 6 bonus KrisFlyer miles for every S$1 spent if you also apply for a new KrisFlyer UOB Account

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Signup promo: Get up to 50,000 miles for first 200 new-to-UOB Credit Cardmembers

on UOB's Secure Website


Signup bonus: Get up to 50,000 miles for first 200 new-to-UOB Credit Cardmembers